Loans

Flexible Loan Options

One of the main ways we support our members is by offering competitive loans. Access Credit Union loans are provided on reasonable terms and competitive interest rates to our members. You can use our easy-to-use loan calculator or apply for an online loan today!

Our loans

Whether you're looking to borrow to help with your household expenses or for a larger project, we have the right loan to suit you. Borrow up to €75,000 unsecured or €200,000 secured.
Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, limiting your ability to access credit in the future.

Personal Loan

Personal Loan

Car Loan

Car Loan

Home Improvement

Home Improvement

Home Loan

Home Loan

Cultivate Farm Loan

Cultivate Farm Loan

Commercial Loan

Commercial Loan

100% Share Secured Loan

100% Share Secured Loan

Education Loan

Education Loan

First Time Borrower

First Time Borrower

In order to apply for a loan with us, you will need to login to your Online Account by entering your PIN.
If you are not registered for Online Access, click the button bellow, fill the form and receive your PIN by post.

Access Credit Union Loan Calculator / Loan Enquiry

Find a loan with a rate that suits you and apply today or submit an enquiry below!

Personal Loan < €8,000
Maximum Loan Amount :
Maximum Loan Term :


Term

Repayment Frequency
APR
11.56%
Repayments
Total
APR
11.56%
Repayments
Total
APR
11.56%
Repayments
Total
APR
11.56%
Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Please Note You must either live or work in our common bond area to avail of these loans.

Cultivate Farm Finance

Is now available from Access

Cultivate is an initiative of a group of over forty Credit Unions that provides short to medium term loan opportunities built specifically around the growing needs of our farming members.

Our Benefits

The benefits of borrowing from Access Credit Union

Easy application process online, by phone or in branch

Flexible loan repayment terms are available to suit your needs

There are no penalties for repaying your loan back early

Extremely competitive interest rates

No hidden fees or charges,
fast & local decisions

Peace of mind with loan protection insurance